Mortgages
Mortgages are loans which are intended to help buyers purchase residential property. When you take out a loan, the lender charges interest: the same is true of a mortgage. A mortgage is a ‘secured’ loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions.
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Other Types of Mortgage
Lifetime Mortgages
If you're over the age of 55, lifetime mortgages offer you a way to use the value of your home to raise money. It is advised that you seek Independent Legal advice before entering into a legally binding lifetime mortgages contract.
Protection
There are events we can all face that have the potential to wreck lives and families. It’s a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you – we hope it doesn’t – but it might.
Business Protection
Every business needs to protect itself. For most businesses the most valuable asset it has is its people. Without them, a company’s survival could be at serious risk. With that in mind we can help you take the right steps to protect your people and your business. After all, you already protect many of the important things that keep your business running smoothly, like property, fleets and stock. So you should also insure your most valuable assets: your staff and shareholders.
Please review our mortgage articles via the links to your left.
Please review our Lifetime Mortgages articles via the links to your left.
Please review our protection articles via the links to your left.
Give us a call on 033 3303 4230 or drop us a message
